Justice will not be served until those who are unaffected are as outraged as those who are. ~Ben Franklin
Until May 6th elections are over, I'll not be updating news and bills, but it will be fully updated then. Some news and bills on Reform Student Loans Now on facebook - the most important stuff. Please read this short piece by RALPH NADER: I think you will be impressed: it gave me hope! http://nader.org/2014/03/11/unstoppable-emerging-left-right-alliance-dismantle-corporate-state/ & look for “Unstoppable:The emerging left-right alliance to dismantle the corporate state,” BY RALPH NADER. SHORT! EZ to find. SHARE THIS! VOTE! And tonight I will post valuable, organized info for you - proof of the corruption, lies, mismanagement and systematic taking of your Constitutional rights. We must pull together and act now to save this country, for Generation Y!
Until May 6th elections are over, I'll not be updating news and bills, but it will be fully updated then. Some news and bills on Reform Student Loans Now on facebook - the most important stuff. Please read this short piece by RALPH NADER: I think you will be impressed: it gave me hope! http://nader.org/2014/03/11/unstoppable-emerging-left-right-alliance-dismantle-corporate-state/ & look for “Unstoppable:The emerging left-right alliance to dismantle the corporate state,” BY RALPH NADER. SHORT! EZ to find. SHARE THIS! VOTE! And tonight I will post valuable, organized info for you - proof of the corruption, lies, mismanagement and systematic taking of your Constitutional rights. We must pull together and act now to save this country, for Generation Y!
Due to the elections and Higher Ed Week coming up, I am changing the strategy on the HR3892 campaign. I am now encouraging you to vote for HR3892, The Student Loan Borrowers' Bill of Rights, on www.Popvox.com , where you may read about the bill, and also leave a note for your Senators (please tell them to consider a companion bill) and reps (ask them to cosponsor the bill). Also, you can go here to find out instant info on Sen. and Rep., just click on your state: http://www.contactingthecongress.org/ I must also ask that you call, write and GO SEE your rep about this! PLEASE EXERCISE YOUR RIGHTS OR YOU WON'T HAVE THEM ANYMORE!
I want everyone to know I am a die-hard independent. That said, you can also go to the FB page "KBL-A Kick Butt Liberals Page," sponsored by my friends in "Kick Butt Liberals," who are endorsing HR3892 on Popvox. Please like and follow our page! I am very pleased that my new-found group has adopted this critical campaign! PLEASE LIKE AND SHARE THIS WITH ALL FELLOW TARHEELS! We need an honest, hardworking grassroots candidate in Senate FOR HIGHER ED!
Will Stewart for US Senate 2014 is an active member of StudentLoanJustice.org and its NC Chapter on Facebook. He supports them and Reform Student Loans Now in their attempts to get H.R.3892, The Student Loan Borrowers' Bill of Rights, made into law. If elected, he will introduce a companion bill to H.R.3892 in the Senate and work with both parties to get this legislation passed. He supports the NC Student Power Union, and this legislation will get them their goals of affordable and accessible education. "Higher education should be free, as far as practicable," states the N.C. Constitution and passing this law will weigh heavily in that direction. You can read his bio and stand on the issues @ www.willcstewart.com . & sign petitions below
I want everyone to know I am a die-hard independent. That said, you can also go to the FB page "KBL-A Kick Butt Liberals Page," sponsored by my friends in "Kick Butt Liberals," who are endorsing HR3892 on Popvox. Please like and follow our page! I am very pleased that my new-found group has adopted this critical campaign! PLEASE LIKE AND SHARE THIS WITH ALL FELLOW TARHEELS! We need an honest, hardworking grassroots candidate in Senate FOR HIGHER ED!
Will Stewart for US Senate 2014 is an active member of StudentLoanJustice.org and its NC Chapter on Facebook. He supports them and Reform Student Loans Now in their attempts to get H.R.3892, The Student Loan Borrowers' Bill of Rights, made into law. If elected, he will introduce a companion bill to H.R.3892 in the Senate and work with both parties to get this legislation passed. He supports the NC Student Power Union, and this legislation will get them their goals of affordable and accessible education. "Higher education should be free, as far as practicable," states the N.C. Constitution and passing this law will weigh heavily in that direction. You can read his bio and stand on the issues @ www.willcstewart.com . & sign petitions below
http://t.co/gn0l6R8ioD #studentloans #highered How to tell if your online school is accredited can be tricky - read this.
Due to the elections and Higher Ed Week coming up, I am changing the strategy on the HR3892 campaign. I am now encouraging you to vote for HR3892, The Student Loan Borrowers' Bill of Rights, on www.Popvox.com , where you may read about the bill, and also leave a note for your Senators (please tell them to consider a companion bill) and reps (to cosponsor bill). I must also ask that you call, write and GO SEE your rep about this! PLEASE EXERCISE YOUR RIGHTS OR YOU WON'T HAVE THEM ANYMORE!
Also, you need to go to the FB page "KBL-A Kick Butt Liberals Page," sponsored by my friends in "Kick Butt Liberals," who are endorsing HR3892 on Popvox. Please like and follow our page! I am very proud to be a Kick Butt Liberal and pleased that my new-found group has adopted this critical campaign!
FAIRNESS IN LENDING! YOUR VOICE COUNTS!
~Amanda Lee
Also, you need to go to the FB page "KBL-A Kick Butt Liberals Page," sponsored by my friends in "Kick Butt Liberals," who are endorsing HR3892 on Popvox. Please like and follow our page! I am very proud to be a Kick Butt Liberal and pleased that my new-found group has adopted this critical campaign!
FAIRNESS IN LENDING! YOUR VOICE COUNTS!
~Amanda Lee
ACCT Latest Action in Washington
April 10, 2014 – Today, the House passed H.Con.Res. 96, a budget resolution for fiscal year (FY) 2015 by a vote of 219 to 205. The resolution calls for significant changes for the Pell Grant program. READ MORE HERE UNDER BILLS. GO TO www.popvox.com AND VOTE NO! CALL YOUR SENATORS AND TELL THEM TO VOTE "NO"!
April 10, 2014 – Today, the House passed H.Con.Res. 96, a budget resolution for fiscal year (FY) 2015 by a vote of 219 to 205. The resolution calls for significant changes for the Pell Grant program. READ MORE HERE UNDER BILLS. GO TO www.popvox.com AND VOTE NO! CALL YOUR SENATORS AND TELL THEM TO VOTE "NO"!
more news and what's going on in Congress here
H.R.3892,
'CAUSE IT'S THE RIGHT THING TO DO!
REMEMBER TO SHARE, LIKE AND TWEET TO EVERYONE YOU CAN!
YOUR VOICE COUNTS!
NC VOTERS: MAY 6: WE TRULY NEED WILL STEWART TO BEAT KAY HAGAN FOR THE SENATE. WILL IS ACTIVELY BACKING HR3892 AND WOULD SUBMIT THE SENATE COMPANION BILL.
YOUR VOTE COUNTS!
'CAUSE IT'S THE RIGHT THING TO DO!
REMEMBER TO SHARE, LIKE AND TWEET TO EVERYONE YOU CAN!
YOUR VOICE COUNTS!
NC VOTERS: MAY 6: WE TRULY NEED WILL STEWART TO BEAT KAY HAGAN FOR THE SENATE. WILL IS ACTIVELY BACKING HR3892 AND WOULD SUBMIT THE SENATE COMPANION BILL.
YOUR VOTE COUNTS!
Please sign! I support a Constitutional amendment saying that corporations are not people and they do not have the right to spend money to buy our politicians. Sign here: http://www.wolf-pac.com/petition?recruiter_id=80877
Find out what Congress is doing RIGHT NOW & get your up-to-date news on student loans HERE - there are lots more new articles!
"This is a super important press release, folks. Please send this to a reporter or 5. This beltway organization has been sapping our strength for years. It needs to be exposed, and held accountable to the citizens it has so badly misled, and betrayed. Can't say this strongly enough. http://www.studentloanjustice.org/pr3-31-14.html " ~Alan Collinge, Student Loan Justice
MAPLight.org govtrack.us By Josh Tauberer. David Pogue of the New York Times writes:“It’s a NEW WEBSITE with a very simple mission: to correlate lawmakers’ voting records with the money they’ve accepted from special-interest groups . . . [N]obody has ever revealed the relationship between money given and votes cast to quite such a startling effect...On the other hand, it’s painstakingly non-partisan. And it uses very good data,” some of which is from govtrack.us.
DON'T FORGET! THIS IS THE LAST TIME YOU CAN CLAIM UP TO $2500 DEDUCTION IN STUDENT LOAN INTEREST, WHETHER OR NOT YOU ITEMIZE! You should get a form 1098-E from your lender.
BIG TAX CHANGES FOR STUDENT LOANS & SCHOLARSHIPS!
SEE Tax Reform Proposal Includes Significant Changes for Higher Ed ACCT CAPITOL CONNECTION.
The National Writers Union at Large is running a series on student loans. The first installment can be seen at http://nwuat-large.org/2014/03/04/on-student-loans/. This is an in-depth article and also has plenty of good links.
new petition:RETAIN THE PUBLIC INTEREST LOAN FORGIVENESS PROGRAM IN ITS CURRENT FORM BY FORGIVING ALL QUALIFYING STUDENT LOAN DEBT
for background, go to Obama’s Budget Proposal and Public Service Loan Forgiveness Equal Justice Works
for background, go to Obama’s Budget Proposal and Public Service Loan Forgiveness Equal Justice Works
Net Price of College Rises More for Low-Income Than Wealthy Students A new analysis of federal net price data shows that colleges have recently raised the cost of attendance on average more for low-income than high-income students. (College Bound)
StopSallieMae.weebly.org - it is what it says - if everyone read this (and the latest CFPB reports), Sallie Mae would be outta business!
STOP THE PRESSES!!! SALLIE MAE HAS A NEW COMPANY AND A NEW NAME: NAVIENT! READ ALL ABOUT IT AT OUR PARTNER-SITE: http://stopsalliemae.weebly.com/navient.html
-THEN-
TAKE THE ‘HIGHER ED, NOT DEBT’ 5-MINUTE SURVEY!
( RESULTS = INPUT FOR THE DEPT. OF ED.'s NEW METRIC SYSTEM & ADDITIONAL HIGHER ED. REFORMS.)
TAKE THE ‘HIGHER ED, NOT DEBT’ 5-MINUTE SURVEY!
( RESULTS = INPUT FOR THE DEPT. OF ED.'s NEW METRIC SYSTEM & ADDITIONAL HIGHER ED. REFORMS.)
Will Stewart (D, NC), running for US Senate, re-tweeted for our HR 3892! (see below). North Carolinians: he's in our corner, so let's back him up!
@Will4_US_Senate @LaydeePrivatier Thanks, Will! This 1 really is important - need to return standard consumer protections to #studentloans
— Amanda Lee Brown (@LaydeePrivatier) February 20, 2014
We also now have the support of Thom Tillis @thomtillis , Conservative running for US Senate in NC!
3/20/14 Let's get the Student Borrower's Bill of Rights passed this year! Sign petitions below AND go to POPVOX : Vote yes for H.R.3892 and send your personal comment to Congress at the same time and place!
3/20/14
4 NEW PETITIONS! PLEASE SIGN TO GET THE STUDENT BORROWER'S BILL OF RIGHTS PASSED THIS TIME! Return consumer protections that are standard in all other loans to student loans, re-instate bankruptcy, AND STOP IRS FROM TAXING LOANS DISCHARGED FOR DISABILITY AS INCOME!
SIGN HERE:
GET H.R.3892 THE STUDENT BORROWER'S BILL OF RIGHTS PASSED!
https://www.causes.com/campaigns/73513-call-for-congress-to-pass-hr-3892
AND
New Petition! Restore Basic Consumer Protections to Student Loans, Support the Student Borrowers' Bill of Rights!
AND
https://secure.avaaz.org/en/petition/Return_ALL_Standard_Consumer_Protections_Including_Bankruptcy_to_student_loan_borrowers/?fQWmyeb
AND
https://petitions.whitehouse.gov/petition/fight-and-comment-hr-3892-student-loan-borrowers-bill-rights-act-see-studentloanjusticeorg-more/000235MD
PLEASE SIGN THESE PETITIONS - IT ONLY TAKES A MINUTE AND IT WILL MEAN SO MUCH TO SO MANY! THEN, SPREAD THE WORD!
Don't think your troubles are over just because your loan has been forgiven or discharged. Now the IRS steps in. The term is "cancellation of debt income," or COD, which is considered gross income for the year the loan is dispensed with. That's right, you now owe income tax on the whole amount that's been forgiven. This definitely applies in death or disability cases. You need to get an "insolvency exclusion" JUST BEFORE the loan is discharged/forgiven. Get H.R.3892, THE STUDENT LOAN BILL OF RIGHTS PASSED and that will END THE IRS INVOLVEMENT with discharged loans! Be aware, HOWEVER, the effective date of the "END OF IRS" IS THE SAME AS THE EFFECTIVE DATE THIS BILL BECOMES LAW. IF YOUR LOANS ARE DISCHARGED PRIOR TO THAT, UNDER THE CURRENT WORDING OF THE BILL, THE IRS WILL STILL "COME AFTER YOU."
StopSallieMae.weebly.org - it is what it says - if everyone read this (and the latest CFPB reports), Sallie Mae would be outta business!
4 NEW PETITIONS! PLEASE SIGN TO GET THE STUDENT BORROWER'S BILL OF RIGHTS PASSED THIS TIME! Return consumer protections that are standard in all other loans to student loans, re-instate bankruptcy, AND STOP IRS FROM TAXING LOANS DISCHARGED FOR DISABILITY AS INCOME!
SIGN HERE:
GET H.R.3892 THE STUDENT BORROWER'S BILL OF RIGHTS PASSED!
https://www.causes.com/campaigns/73513-call-for-congress-to-pass-hr-3892
AND
New Petition! Restore Basic Consumer Protections to Student Loans, Support the Student Borrowers' Bill of Rights!
AND
https://secure.avaaz.org/en/petition/Return_ALL_Standard_Consumer_Protections_Including_Bankruptcy_to_student_loan_borrowers/?fQWmyeb
AND
https://petitions.whitehouse.gov/petition/fight-and-comment-hr-3892-student-loan-borrowers-bill-rights-act-see-studentloanjusticeorg-more/000235MD
PLEASE SIGN THESE PETITIONS - IT ONLY TAKES A MINUTE AND IT WILL MEAN SO MUCH TO SO MANY! THEN, SPREAD THE WORD!
Don't think your troubles are over just because your loan has been forgiven or discharged. Now the IRS steps in. The term is "cancellation of debt income," or COD, which is considered gross income for the year the loan is dispensed with. That's right, you now owe income tax on the whole amount that's been forgiven. This definitely applies in death or disability cases. You need to get an "insolvency exclusion" JUST BEFORE the loan is discharged/forgiven. Get H.R.3892, THE STUDENT LOAN BILL OF RIGHTS PASSED and that will END THE IRS INVOLVEMENT with discharged loans! Be aware, HOWEVER, the effective date of the "END OF IRS" IS THE SAME AS THE EFFECTIVE DATE THIS BILL BECOMES LAW. IF YOUR LOANS ARE DISCHARGED PRIOR TO THAT, UNDER THE CURRENT WORDING OF THE BILL, THE IRS WILL STILL "COME AFTER YOU."
StopSallieMae.weebly.org - it is what it says - if everyone read this (and the latest CFPB reports), Sallie Mae would be outta business!
Find out what Congress is doing RIGHT NOW & get your up-to-date news on student loans HERE - there are lots more new articles!
These colleges will pay your student loan bills
By Melanie Hicken @melhicken January 22, 2014: 6:24 AM ET - NEW YORK (CNNMoney)
A small but growing group of colleges are guaranteeing students that they will help them pay their student loan bills until they secure a well-paying job. Known as a loan repayment assistance program, the colleges offer to pay undergraduate student's loan bills until they earn enough to afford the payments themselves...
By Melanie Hicken @melhicken January 22, 2014: 6:24 AM ET - NEW YORK (CNNMoney)
A small but growing group of colleges are guaranteeing students that they will help them pay their student loan bills until they secure a well-paying job. Known as a loan repayment assistance program, the colleges offer to pay undergraduate student's loan bills until they earn enough to afford the payments themselves...
The Hamilton Project Work on Higher Education: Policy Proposals to Promote Access and Affordability Jan., 2014
On January 16, President Obama hosted college and university presidents from around the country for a summit to discuss new approaches for promoting college access, with a focus on reaching low-income students. The Hamilton Project has produced significant work highlighting the importance of higher education for economic mobility, in addition to a series of papers by outside experts on improving college access and affordability. A menu of Hamilton Project work on this topic is included below for easy reference...
On January 16, President Obama hosted college and university presidents from around the country for a summit to discuss new approaches for promoting college access, with a focus on reaching low-income students. The Hamilton Project has produced significant work highlighting the importance of higher education for economic mobility, in addition to a series of papers by outside experts on improving college access and affordability. A menu of Hamilton Project work on this topic is included below for easy reference...
Visit and LIKE Reform Student Loans NOW! Facebook page - https://www.facebook.com/reformstudentloansnow
and
Visit our partner website at StopSallieMae.weebly.com
and
Visit our partner website at StopSallieMae.weebly.com
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ABC's 20/20 Says College is a Rip Off. Suze Orman also comments.
"In the servicing of government-guaranteed mortgages and student loans, incentive misalignment may be acute. A default may sometimes be more beneficial and less costly for the servicer, compared to enrolling a borrower in a loan modification program," said CFPB's Ombudsman, Rohit Chopra, at the Federal Reserve Bank of St. Louis on 11/18/13.
According to CNN, the average student loan debt for the class of 2012 was $29,400.
Warren blasts profits on student loans Boston Globe - Elizabeth Warren said Saturday she is shocked that the federal government is earning an estimated $66 billion in profits from student loans ...
Students advised to hurry up - Otago Daily Times - Students are being warned to hurry up and apply for student loans and allowances or risk missing out on payments.