MORE I CAN DO:
TAKE THE YOUNG INVINCIBLES SURVEY!
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The Call: Tell us about your student loan debt MSNBC
On Ronan Farrow Daily, we spend a lot of time jawin' and yakkin'. But we're also about getting things done. And that's where you come in. Every week …
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The Call: Tell us about your student loan debt MSNBC
On Ronan Farrow Daily, we spend a lot of time jawin' and yakkin'. But we're also about getting things done. And that's where you come in. Every week …
IF YOU HAVE PREVIOUSLY FILED BANKRUPTCY (NO DISCHARGE OR STUDENT LOANS) AND HAVE BEEN DENIED FOR MORTGAGE DUE TO HAVING EXCESSIVE STUDENT LOAN DEBT PLEASE CONTACT YOUR PREVIOUS ATTORNEY. BOTH OF YOU SHOULD GET IN TOUCH WITH NACBA, WHICH HAS SENT MEMBERS THE FOLLOWING MESSAGE THIS MORNING: "NACBA has received an urgent media request from a major national news outlet looking for both attorneys and clients who can speak about student loan debt and its impact on the housing market. The reporter is interested in stories from individuals who’ve had difficulty buying a home because of their student loan debt, or had trouble securing a mortgage because of the debt. They are also interested in speaking with individuals who’ve struggled to keep up with both mortgage and student loan payments. " http://www.facebook.com/l.php?u=http%3A%2F%2Fnacba2.memberpath.com%2FNews.aspx&h=yAQEFkdus
HELP A REPORTER OUT: Why planning for a private college may be worth the expense.
Category: Education
Email: [email protected]
Media Outlet: Anonymous
Deadline: 7:00 PM EST - 28 February
Query:
Looking for higher education experts and wealth-planning
specialists who can comment on these topics: 1. Not all
students thrive in large university setting - why a smaller,
private university or college offers unique learning experiences
and smaller classes. 2. Legacy - if families went there, they
want that to continue. 3. In a tight job market, a tight network
of alumni can increase job prospects. 4. Prestige - certain
small universities and colleges edge out larger state schools in
specific fields and provide the benefits of a liberal arts
education. 5. A springboard to graduate school.
Requirements:
Also looking for parents who will speak frankly about decisions.
Solid financial experts who can share how to finance this type
of education for one or more children is also sought. College
experts who can provide facts and figures who can back up above
highlights.
Category: Education
Email: [email protected]
Media Outlet: Anonymous
Deadline: 7:00 PM EST - 28 February
Query:
Looking for higher education experts and wealth-planning
specialists who can comment on these topics: 1. Not all
students thrive in large university setting - why a smaller,
private university or college offers unique learning experiences
and smaller classes. 2. Legacy - if families went there, they
want that to continue. 3. In a tight job market, a tight network
of alumni can increase job prospects. 4. Prestige - certain
small universities and colleges edge out larger state schools in
specific fields and provide the benefits of a liberal arts
education. 5. A springboard to graduate school.
Requirements:
Also looking for parents who will speak frankly about decisions.
Solid financial experts who can share how to finance this type
of education for one or more children is also sought. College
experts who can provide facts and figures who can back up above
highlights.
2/19/14 Letter from cfpb ( Consumer Financial Protection Bureau)
Good afternoon,
Last year, we released a sobering estimate: more than 7 million Americans are in default on a student loan.
When things don’t go according to plan, many student loan borrowers find themselves on the receiving end of a call from a debt collector and have a tough time understanding their options when trying to find a way out of default.
We want to better understand how collectors try to recover debt, including student loans, as we consider what rules are needed. We want to make sure that all players in this industry are working with correct information, consumers are fully informed, and consumers are treated fairly and with dignity.
Tell us about your experience and weigh in now:
http://regulationroom.org/rules/consumer-debt-collection-practices-anprm
We want to hear everything – both the good and the bad – about your experiences with companies that collect on student loans or any other debt.
The comment period is closing on February 28th, so weigh in today.
Thank you,
Rohit Chopra
Student Loan Ombudsman
The Consumer Financial Protection Bureau
P.S. We’re working on a number of ways to help borrowers when they fall behind. You can learn about your options and make a plan to get out of default by using Repay Student Debt and if you run into trouble, you can submit a complaint about a student loan debt collector.
Good afternoon,
Last year, we released a sobering estimate: more than 7 million Americans are in default on a student loan.
When things don’t go according to plan, many student loan borrowers find themselves on the receiving end of a call from a debt collector and have a tough time understanding their options when trying to find a way out of default.
We want to better understand how collectors try to recover debt, including student loans, as we consider what rules are needed. We want to make sure that all players in this industry are working with correct information, consumers are fully informed, and consumers are treated fairly and with dignity.
Tell us about your experience and weigh in now:
http://regulationroom.org/rules/consumer-debt-collection-practices-anprm
We want to hear everything – both the good and the bad – about your experiences with companies that collect on student loans or any other debt.
The comment period is closing on February 28th, so weigh in today.
Thank you,
Rohit Chopra
Student Loan Ombudsman
The Consumer Financial Protection Bureau
P.S. We’re working on a number of ways to help borrowers when they fall behind. You can learn about your options and make a plan to get out of default by using Repay Student Debt and if you run into trouble, you can submit a complaint about a student loan debt collector.
Call for Proposals to Present at the 31st Annual Student Financial Aid Research Network (SFARN) Conference
The Pell Institute for the Study of Opportunity in Higher Education — 31st Annual SFARN...
PELLINSTITUTE.ORG
The Pell Institute for the Study of Opportunity in Higher Education — 31st Annual SFARN...
PELLINSTITUTE.ORG
2/19/14 The cfpb (Consumer Financial Protection Bureau) wants you to tell them about your experience with
DEBT COLLECTORS, whether it was good, bad or ugly. You only have until 2/28 to "git 'er done!" The letter and further info from Rohit Chopra, cfpb ombudsman, is under "What can I do>What's happening now?"
Also, you can learn about your options and make a plan to get out of default by using Repay Student Debt and if you run into trouble, you can submit a complaint about a student loan debt collector.
DEBT COLLECTORS, whether it was good, bad or ugly. You only have until 2/28 to "git 'er done!" The letter and further info from Rohit Chopra, cfpb ombudsman, is under "What can I do>What's happening now?"
Also, you can learn about your options and make a plan to get out of default by using Repay Student Debt and if you run into trouble, you can submit a complaint about a student loan debt collector.
2/12/14
4 NEW PETITIONS! PLEASE SIGN TO GET THE HR3892 STUDENT BORROWER'S BILL OF RIGHTS PASSED THIS TIME! Return consumer protections that are standard in all other loans to student loans, re-instate bankruptcy, AND STOP IRS FROM TAXING LOANS DISCHARGED FOR DISABILITY AS INCOME!
SIGN HERE:
GET H.R.3892 THE STUDENT BORROWER'S BILL OF RIGHTS PASSED!
https://www.causes.com/campaigns/73513-call-for-congress-to-pass-hr-3892
AND
New Petition! Restore Basic Consumer Protections to Student Loans, Support the Student Borrowers' Bill of Rights!
AND
https://secure.avaaz.org/en/petition/Return_ALL_Standard_Consumer_Protections_Including_Bankruptcy_to_student_loan_borrowers/?fQWmyeb
AND
https://petitions.whitehouse.gov/petition/fight-and-comment-hr-3892-student-loan-borrowers-bill-rights-act-see-studentloanjusticeorg-more/000235MD
PLEASE SIGN THESE PETITIONS - IT ONLY TAKES A MINUTE AND IT WILL MEAN SO MUCH TO SO MANY! THEN, SPREAD THE WORD!
Don't think your troubles are over just because your loan has been forgiven or discharged. Now the IRS steps in. The term is "cancellation of debt income," or COD, which is considered gross income for the year the loan is dispensed with. That's right, you now owe income tax on the whole amount that's been forgiven. This definitely applies in death or disability cases. You need to get an "insolvency exclusion" JUST BEFORE the loan is discharged/forgiven. Get H.R.3892, THE STUDENT LOAN BILL OF RIGHTS PASSED and that will END THE IRS INVOLVEMENT with discharged loans!
4 NEW PETITIONS! PLEASE SIGN TO GET THE HR3892 STUDENT BORROWER'S BILL OF RIGHTS PASSED THIS TIME! Return consumer protections that are standard in all other loans to student loans, re-instate bankruptcy, AND STOP IRS FROM TAXING LOANS DISCHARGED FOR DISABILITY AS INCOME!
SIGN HERE:
GET H.R.3892 THE STUDENT BORROWER'S BILL OF RIGHTS PASSED!
https://www.causes.com/campaigns/73513-call-for-congress-to-pass-hr-3892
AND
New Petition! Restore Basic Consumer Protections to Student Loans, Support the Student Borrowers' Bill of Rights!
AND
https://secure.avaaz.org/en/petition/Return_ALL_Standard_Consumer_Protections_Including_Bankruptcy_to_student_loan_borrowers/?fQWmyeb
AND
https://petitions.whitehouse.gov/petition/fight-and-comment-hr-3892-student-loan-borrowers-bill-rights-act-see-studentloanjusticeorg-more/000235MD
PLEASE SIGN THESE PETITIONS - IT ONLY TAKES A MINUTE AND IT WILL MEAN SO MUCH TO SO MANY! THEN, SPREAD THE WORD!
Don't think your troubles are over just because your loan has been forgiven or discharged. Now the IRS steps in. The term is "cancellation of debt income," or COD, which is considered gross income for the year the loan is dispensed with. That's right, you now owe income tax on the whole amount that's been forgiven. This definitely applies in death or disability cases. You need to get an "insolvency exclusion" JUST BEFORE the loan is discharged/forgiven. Get H.R.3892, THE STUDENT LOAN BILL OF RIGHTS PASSED and that will END THE IRS INVOLVEMENT with discharged loans!